Check with the Federal Housing Administration for government refinancing programs that will help in refinancing a mortgage and lowering the interest rate on a monthly mortgage payment. Get help in making mortgage payments with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 1456 eHow
The government can assist in stopping foreclosure through programs in which the government offers assistance in guaranteeing loans so that property can be refinanced. Find out how the government can help insure loans with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 276 eHow
April 5 (Bloomberg) -- Bloomberg's Monica Bertran reports on the government's new Home Affordable Foreclosure Alternatives program, which encourages lenders to allow more homeowners facing foreclosures to sell their property for less than they owe on their mortgage. (Source: Bloomberg)
Просмотров: 274 Bloomberg
Get foreclosure relief through the federal government HAFA program. Learn more about how to do short sales and other foreclosure solutions. Radio personality and author Jeremy Colonna of Colonna & Company is a certified short sale expert (SFR).
Просмотров: 36 SmoovJC
HUD, or the Department of Housing and Urban Development, does not provide direct loans, so there will still be mortgage or loan through a conventional mortgage holder. Contact HUD to see if that can provide influence to a mortgage holder with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 322 eHow
Attorney Carl Person explains his novel plan for ending the foreclosure crisis, easily solved by local government in municipalities of less than 50,000 residents, without any federal or state statutes, funds or approvals. The Municipality will assist beleaguered homeowners in obtaining a loan modification agreement. The Municipality could obtaining financing through (i) by selling municipal tax-exempt bonds through a Municipal Foreclosure Relief Authority and/or (ii) recovery in lawsuits brought by the "Town Attorney General". The Municipality needs to take over the banks' function of working with borrowers to try to work out troublesome loans. When this program is coupled with the tuition-free equivalency college, local land values will go up substantially (because families will want to buy homes in a town providing these benefits to residents). The Municipality will have ample security for its investments in local real estate.
Просмотров: 117 carlpers2
There are some programs through the IndyMac Federal Bank that entail government assistance, which may provide assistance in stopping a foreclosure. Pay a mortgage directly or renegotiate mortgage terms and conditions with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 656 eHow
Florida statutes, homeowners associations' assessments and dues can make a homeowner liable for unpaid dues. Make sure to pay individual liabilities with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 1094 eHow
The best way to avoid foreclosure is to make mortgage payments on time and in accordance with the mortgage. Come up with a temporary payment plan by contacting the lender with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 481 eHow
MERS Mortgage Foreclosure Fraud - MERS is DELIBERATELY opaque. The less the borrower knows, the more they can get fleeced and robbed. Visit http://www.1RealEstateHomes.com to get a mortgage lien release to win against the banks. This process gives you the power to take control of your finance by eliminating your mortgage. You could get your questionable mortgage lien removed for a free and clear home or commercial property
Просмотров: 20052 David Young
There is a great program in Florida that will give you $15,000 to buy a home if you a first time homebuyer or have not owned a home in the past 3 years. You can use this money to pay for your down payment and closing costs! Watch now to find out how! And don't forget to watch our other videos about more down payment assistance programs and how to prepare to get pre-approved for them! For access to all Down Payment Assistance Programs in the USA offering $7,500 - $50,000+, Simply copy and paste the link below into your internet browser to access The Down Payment Assistance/Home Buyer Loan Programs Wizard. Search for programs with Jennifer! https://www.workforce-resource.com/dpr/pmt/MFRMLS/JENNIFER_DE_VIVO Or connect with Jennifer De Vivo at www.devivorealty.com or by calling 407-476-1844. -~-~~-~~~-~~-~- Please watch: "Fall Orlando, Florida Housing Market Update 2017" https://www.youtube.com/watch?v=Gl55rwd1IHU -~-~~-~~~-~~-~-
Просмотров: 33234 De Vivo Realty
In order to legally stop a foreclosure, a person may choose to lower their interest rate or extend the term of the mortgage. Contact an alternative lender if the conventional lender is not interested in renegotiating with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 2015 eHow
The USDA does not provide direct financing, so loans from the USDA are insured. Contact the conventional lender to renegotiate the terms of a mortgage with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 314 eHow
HAMP (Home Affordable Mortgage Program) and HARP (program for mortgagors not in default) have ENDED. The federal government is no longer paying the major banks and their loan servicers to modify 1-4 family residential loans, with applications not being accepted after 12/30/16. The consequences are going to be disastrous for millions of homeowners-mortgagors, as foreclosure defense attorney Carl E. Person explains in this video. Person also explains what he believes should be done by homeowners-mortgagors who cannot afford their mortgage and are faced with the threat of foreclosure and sale of their home. The information is relevant to homeowners-mortgagors in the 28 non-judicial foreclosure states as well as in the 22 judicial foreclosure states. The most important part of the video, according to Person, is to have the homeowner-mortgagor facing foreclosure and sale be represented by an experienced foreclosure defense attorney, even if part of the legal representation is found outside of state. The out-of-state attorney can assist the local attorney in providing foreclosure defense experience that may be difficult to find among local attorneys, particularly in rural counties in the 28 non-judicial foreclosure states. The ending of HAMP (12/30/16) is going to result in an increased percentage of completed foreclosures and sales. The way to encourage the needed loan modification agreement is many instances will be to raise and pursue legal issues not usually found by inexperienced counsel or by pro se litigants.
Просмотров: 420 carlpers2
#Secret #Government #Instrument Used For #Debt #Loan #Payoff Types of debt or loan instruments include notes, bonds, certificates, mortgages, leases, credit card agreements, student loan agreements, or other agreements between an alleged lender and a borrower. This Secret Government Instrument that pays your debt loan on the U S Department of Debt Loan Payoff site, http://www.DebtLoanPayoff.com , actually Pays Your Debt Loan. Debt instruments are a way for banks to easily transfer the ownership of your debt obligations from one bank to another without any risk of any bank losing any money. A debt instrument transferability increases banks assets and liquidity and gives the banks a means of trading debt obligations on the market to add to their assets. Without debt instruments acting as a means to facilitate trading, there can be no alleged loans to make the bankers wealthier. I’ve spent over the past 8 years going to expensive seminars; researching on and off the Internet and in libraries; going to debt, #mortgage and #foreclosure courtroom cases; with many years of #Realtor experience, and I thought I could help people payoff your alleged debt loan in one shot. And I have succeeded in helping a small few so far. This is a proven process that has been evolving over the last 79 years. This information is cutting edge and proven to pay off any #bankdebt . It has paid off a #mortgageloans , #autoloans , and an #IRS delinquent #taxdebt and by this proof, it should pay off all bank debt loans, even #paystudentloans . If you are in #foreclosure now; up to your eyeballs in credit card debt or student loan debt; in any debt that you cannot pay; it looks like you’re heading in that direction, or you’re struggling with your #finances due to the current financial climate, you can receive help you to keep your home and pay off your debts at the U S Department of Debt Loan Payoff; but more importantly understand how the dirty #bankingsystem works. There is a little well hidden #SecretGovernmentInstrument Used For Debt Loan Payoff under the #UCClaws of the world of commerce and trade. The Uniform Commercial Code of world law, UCC, first introduced in 1954, has been developed across the centuries by banks and international bankers with microscopically excruciating and painstaking attention to detail for avoiding forever risk of detection and revelation of its true nature. Like the #DaVinciCode or the #MasonCode , it was fully expected that the Code would never be cracked. Proof of this fact is the absence of any device/mechanism for the enforced reversal of the process and recapture of slaves who manage to break free. If you are a debt slave interested in breaking free, this Secret Government Instrument That Is Used For Your Debt Loan Payoff has the permanent debt loan payoff answer you have been searching for. It should be carefully considered by worshipers of Big Brother Government and the faint of heart–for with such knowledge also comes the innate urge for responsibility, an unpleasant prospect for many. No matter your level of interest in debt loan payoff or the workings of the financial world around you and your commitment in making it a better place, if you decide on the Secret Government Instrument That Is Used For Your Debt Loan Payoff using the Government’s secret species of money Government Instrument that pays your debt loan, you will never again see it in the same way. The Government Instrument Loan Debt Payoff Code has been cracked, and awaits your decision.
Просмотров: 50332 David Young
Louise Mack, president and CEO of Prosperity Unlimited, one of more than 40 housing counseling organizations that offer the N.C. Foreclosure Prevention Fund, talks about how the N.C. Foreclosure Prevention Fund can help North Carolinians who have lost their jobs or suffered another temporary financial hardship hang on to their homes while they look for work or retrain. The N.C. Foreclosure Prevention Fund is offered by the N.C. Housing Finance Agency, using Funds from the U.S. Department of the Treasury's Hardest Hit Fund®. http://www.nchfa.com/ http://www.ncforeclosureprevention.gov/
Просмотров: 1899 North Carolina Housing Finance Agency
Mr. Speaker, California was ground zero of the foreclosure crisis. At one point, 40% of all foreclosures nationwide were concentrated in the state of California. Today in California, nearly one in eight homes is in foreclosure. By far the majority of my constituents who walk through the door have received foreclosure notices or are on the brink of foreclosure. They have been shunned by the banks and have turned to my office and the federal government for help. Mr. Speaker, the two programs on the Republican shopping block this week haven't even been fully implemented -- the Emergency Mortgage Relief Program and the F.H.A. Refinance program. The Emergency Relief Program provides no interest loans to those who lost their jobs which is the main reason homeowners fall behind in their mortgage payments. Not only does this response from the Majority ignore the basic economic principle that the housing sector is a key component to economic recovery, it also comes without any alternative to reduce foreclosures. Mr. Speaker, I urge my colleagues to support struggling homeowners and vote against H.R. 830 and H.R. 836.
Просмотров: 110 Congressmember Karen Bass
Gov. Arnold Schwarzenegger announced a $200 million home loan program in north Stockton near Hammer Lane and Interstate 5 on July 21. The program was created to help first-time home buyers buy homes in neighborhoods most affected by the foreclosure crisis.
Просмотров: 466 The Record (Stockton, CA)
Getting free help to stop the foreclosure process requires getting an attorney to buy some time and to set up a repayment schedule. Avoid a foreclosure with information from a registered financial consultant in this free video on debt management. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Просмотров: 145 ehowfinance
There are no grants to help stop foreclosure, but there are federal loan programs available to help homeowners avoid foreclosure. Learn about the FHA Secured Loan Program with help from a financial adviser in this free video on foreclosure and personal finance. Expert: Matthew McKillen Contact: www.innovativefg.com Bio: Matthew McKillen has more than 21 years of industry experience in arranging loans for his clients. Filmmaker: Christopher Rokosz
Просмотров: 198 ehowfinance
Michigan's faith-based community is collaborating to promote the state's program aimed at helping people stay in their homes in times of struggle (job loss, medical issues, divorce) with FREE help from the Michigan State Housing Development Authority. Additionally they're spreading the word that this is the credible source for help against numerous scammers charging for services. Visit stepforwardmichigan.org for more information.
Просмотров: 3727 MSHDA
Are you a homeowner? Have you ever heard of Mortgage Protection? If so, do you have it? If not, that means that we at The Mortgage Protection Help Desk have some work to do!? According to RealtyTrac, there are nearly ONE MILLION homes in some stage of foreclosure!! To know that this many people are in jeopardy of homelessness is staggering...especially when we know that it could have likely been avoided. Did you know that the TOP # REASONS homeowners face foreclosure are because of illness, disability and/or unemployment? Did you know that a well-structured Mortgage Protection program can help you pay your mortgage for up to 3 years in the event of critical illness or disability? Did you know that with a well-structured Mortgage Protection program if you do not use your benefits by the end of your mortgage term, you can get up to 100% of your program premiums back?? It's a WIN-WIN!! Try it The Mortgage Protection Help Desk way!! Give us a call for a FREE CONSULTATION TODAY!! 1-888-439-7770 You and your loved ones deserve it!! Website: www.TheMPhelpdesk.com Designer: Shareha Adriann Music: BenSound
Просмотров: 299 Invest Aide
In order to put an emergency stop on a foreclosure, a person may have to sell their house or rent it out. Try contacting the lender to renegotiate the loan with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 556 eHow
There is a special government program that is designed to pay foreclosure victims who lost their houses between 2009 - 2010 up to $125,000. The program is called the Independent Foreclosure Review (IFR) and the deadline for applying for the program is December 31, 2012. On this show, my guests and I discuss the foreclosure crisis in general, the program and the other assistance that foreclosure victims can obtain.For more information about this show, go to www.epatoday.org/tv.html. You can follow Talking with Henrietta on Facebook at http://www.facebook.com/pages/Talking-with-Henrietta/308238095446 and on Twitter at https://twitter.com/intent/user?screen_name=Henrie818
Просмотров: 776 Henrie818
(Click "More Info" to see full video script!) http://www.60MinuteLoanModification visit for a free CD on Mike Rockwood's experience modifying 5 of his own home loans - and how you can too. Ask Mortgage Modification questions on our forums at http://www.60minuteloanmodification.com/members Your fears are well-founded. On top of your anxiety about foreclosure you must ALSO be leery of assistance scamsphony professionals who seek to profit from your pain. These phonies use half truths and outright lies to sell services that promise relief and then fail to deliver. They seek quick profit through fees or mortgage payments they collect from you, but do not pass on to the lender. Sometimes, they assume ownership of your property by deceiving you. Then, when its too late to save your home, they take the property or siphon off the equity. These are the Warning Signs If youre looking for foreclosure prevention help, avoid any business that: guarantees to stop the foreclosure process no matter what your circumstances instructs you not to contact your lender, lawyer, or credit or housing counselor Collects a fee before providing you with any services Accepts payment only by cashiers check or wire transfer Encourages you to lease your home so you can buy it back over time Tells you to make your mortgage payments directly to it, rather than your lender Tells you to transfer your property deed or title to it Offers to buy your house for cash at a fixed price that is not set by the housing market at the time of sale Offers to fill out paperwork for you Pressures you to sign paperwork you havent had a chance to read thoroughly or that you dont understand. Fails to offer unconditional, money-back guarantees Fails to offer a list of past clients with contact information Where to Find Legitimate Help If youre having trouble paying your mortgage or you have gotten a foreclosure notice, you must do 3 things immediately 1) listen to my free CD about my experiences with my own mortgage modifications (you will be encouraged and amused!), 2) withdraw any funds you have on deposit with the lender you will be negotiating with and 3) prepare your budget and hardship letter so you are well-prepared to answer questions the lender will ask. Then cntact your lender immediately! When you contact the lender insist on a pre-qualification (verbal only) in which they review with you your situation and recommend programs for which you may qualify. My services help YOU to help yourself get a good workout solution with the lender. I have successfully negotiated five of my own mortgages modifications and helped hundreds of others to negotiate great settlements. My experiences will help you be more effective and will speed the process for you. Learn about my story on a free CD called 60-Minute Loan Mod Secrets. Order it at http://www.60MinuteLoanModification.com
Просмотров: 1445 Ryan Rockwood
www.keaveneylegalgroup.com What happens when you hire a foreclosure attorney? Are you considering hiring an attorney to help you with your foreclosure? Wondering what happens when you hire a foreclosure defense attorney? Many of my clients have asked this question and, today, I'd like to share this interesting information with you. Hi, I'm Jim Keaveney of the Keaveney Legal Group. We're a New Jersey and Pennsylvania based law firm that focuses on helping clients fight foreclosure. If you're facing foreclosure, deciding whether to hire an attorney can be a difficult decision. So, let's take a look at what happens when you hire a foreclosure attorney and how it can help you. The first thing a foreclosure attorney is going to do is cause your case to slow down. That means you will be able to stay in your home longer while the case winds its way through the court system. Another thing an attorney can do is help you explore your options for modifying your loan. This could mean lowering your payments, getting a fixed rate, expanding your repayment period, or even, in some rare cases, working out a principal reduction. There are more opportunities than ever before for loan modifications thanks to a number of government programs, and an attorney will help you identify and take advantage of those programs. Even if a judgment has already been entered against you, all hope is not lost. In many instances, an attorney might be able to postpone or stay the actual sale of your property. This will give you a little extra time to move and it might also give you an opportunity to fight the case, assert your rights, and possibly even take advantage of other programs like a loan modification or short sale. One thing that hiring a lawyer can do, and arguably one of the most important, is challenge the bank's right to sue you. Banks have engaged in a lot of sloppy dealings over the last few years, like the famous "robo-signing," invalid securitization of loans, fraud, and so forth. An attorney is going to be able to analyze the details of your loan and all of the transfers it experienced and maybe find defects in the process. Often, these defects can mean the bank cannot foreclose against your home. Obviously, these are just a few examples of what can happen when you hire an attorney to help with your foreclosure. The exact benefits of your case will depend on the facts particular to your situation and the state of the foreclosure proceedings. At the Keaveney Legal Group, we've helped hundreds of clients find options to either avoid foreclosure or to come up with an alternative, like a loan modification. We'd be happy to schedule a free, no obligation consultation to help determine the appropriate course of action to suit your needs. You can reach me by email at Jim@KeaveneyLegalGroup.com or phone us at 1-800-219-0939. I'm Jim Keaveney and you have a wonderful day! Pittsburgh Office Phone: (412) 927-3866 301 Grant Street, Suite 4300 Pittsburgh, PA 15219 Philadelphia Office Phone: (215) 710-0713 1650 Market Street, Ste. 3600 Philadelphia, PA 19103 Iselin Office Phone: (732) 733-6025 33 Wood Avenue South, Suite 600 Iselin, NJ 08830 Mt. Laurel Office Phone: (856) 270-7292 309 Fellowship Road, Suite 200 Mt. Laurel, New Jersey 08054 Basking Ridge Office 233 Mt. Airy Road, 1st Floor Basking Ridge, New Jersey, 07920 908-926-6884 East Brunswick Office 197 State Route 18 South, Suite 3000 South Wing East Brunswick, New Jersey, 08816 732-733-6025 Hackensack Office 411 Hackensack Avenue, 2nd Floor Hackensack, New Jersey, 07601 201-417-9588 Jersey City Office Harborside Financial Center 2500 Plaza 5, 25th floor Jersey City, New Jersey, 07311 201-417-9588 Parsippany Office 2001 Route 46, Waterview Plaza, Suite 310 Parsippany, New Jersey, 07054 973-559-6787 Princeton Office 103 Carnegie Center Drive, Suite 300 Princeton, New Jersey, 08540 609-751-0398 Red Bank Office 125 Half Mile Road, Suite 200 Red Bank, New Jersey, 07701-6749 732-733-6025 Short Hills Office 51 JFK Parkway, First Floor West Short Hills, New Jersey, 07078 973-559-6787 Totowa Office 999 Riverview Drive, 2nd Floor Totowa, New Jersey, 07512 973-559-6787 Woodcliff Lake Office 50 Tice Blvd, Suite 340 Woodcliff Lake, New Jersey, 07677 201-417-9588 We also do business in and around: Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Harrisburg, Altoona, York, State College, Wilkes-Barre, Chester, Williamsport, Easton, Lebanon, Hazleton, New Castle, Johnstown, Chambersburg, McKeesport, Carlisle, and West Chester. To Learn more about this topic, and others, visit our educational legal blog at http://keaveneylegalgroup.com/attorney/keaveney-blog/
Просмотров: 648 Keaveney Legal Group
http://www.consumerwarningnetwork.com/2009/01/26/foreclosure-help-run-around/ Despite all the rallying cries of foreclosure help by the banks, people actually losing their homes say they're being met with a different reality. Instead of help, they get the run-around.
Просмотров: 6306 consumerwarningnet
City and state leaders joined with anti-poverty organizations on Monday, May 7, 2018 to announce new efforts to prevent foreclosures to help economically vulnerable homeowners with past-due property taxes from losing their homes. Legislation to enhance the Owner-Occupied Payment Agreement (OOPA) program to prevent tax foreclosures was passed by Council on October 5, 2017. The City is now required to offer housing counseling assistance and reasonable installment payment agreements to tax-delinquent homeowners facing financial hardships. Read more: phlcouncil.com/city-state-leaders-announce-new-tax-foreclosure-prevention-program/
Просмотров: 95 Philadelphia City Council
http://www.visionhousebuyer.com/avoid-foreclosure-miami-fast-results/ Vision house Buyer may be able to buy your house before the sale! Foreclosure is a situation in which a homeowner is unable to make mortgage payments as required, which allows the lender to seize the property, evict the homeowner and sell the home, as stipulated in the mortgage contract. The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD.If you want to keep your home, a Chapter 13 bankruptcy may help you accomplish this goal. However, if you’re simply trying to buy some time by stalling the foreclosure, a Chapter 7 bankruptcy may be right for you. Benefits of a Chapter 13 bankruptcy. A Chapter 13 bankruptcy can help you keep your home by restructuring your debts. You will repay debts (some in part and some in full) over a period of three to five years as part of a repayment plan. You may be able to avoid foreclosure and remain in your home with this type of bankruptcy since you can repay any delinquent mortgage payments through the plan. Stop Foreclosure in Broward 484-746-3245 Also, you will likely pay a fraction (or sometimes, none) of your unsecured debts during the plan period and possibly eliminate certain other debts (such as underwater second and third mortgages since they are considered unsecured loans) entirely when you complete your plan, freeing up money for your first mortgage. Even if you can’t complete the plan, filing for Chapter 13 bankruptcy will give you at least several months before a foreclosure can be completed. Learn how to stop broward foreclosure today. Call 484-746-3245. If your lender is using a nonjudicial process to foreclose (where the foreclosure is completed outside of the court system), then you may be able to delay or stop the foreclosure by filing a lawsuit against the lender to challenge the foreclosure. (This won’t work if the foreclosure is judicial since by the time of a foreclosure sale, you’ve already had your opportunity to be heard in court.) The national aggregate drop in foreclosures masks troubling trends in many of the communities where property values have continued to drop, pushing more families deeper underwater, according to John Powell, director of the Haas Institute at the University of California at Berkeley. He said in many American cities, especially in minority neighborhoods, the number of foreclosures and abandoned homes have severely depressed real estate values since the 2008 collapse. "When the government was saying the crisis was over," said Powell, "we had thousands of neighborhoods in places like Ferguson, Missouri, where a disproportionate number of homes were underwater and the government did not step in." AKRON, Ohio — Hundreds of broken-down houses still dot the streets of this onetime tire capital of the world, a scar from the financial crisis and housing bust. Dozens of these houses were scooped up after the financial crisis by investors, who then make deals with low-income home buyers unable to get traditional mortgages. The arrangement is something like buying a home on an installment plan, with a high-interest, long-term loan called a contract for deed, or land contract. But for buyers lured by the dream of homeownership, these seller-financed transactions can become a money trap that ends with a quick eviction by the seller, who can flip the home again. Before the housing crisis, low-income buyers got too much of a house that they couldn’t afford. Now, they are getting too little of a house that they can’t afford to repair. Several programs have been established to help homeowners refinance their mortgage and take advantage of today's historically low rates. Prior to this year homeowners with negative equity, bad credit or income issues may not have qualified. Now several programs exist in helping homeowners lower their payment and rate. Stop Foreclosure Broward. Contact: 484-746-3245 Mortgage Loan Modification Programs Homeowners behind on their mortgage or experiencing a financial hardship may not qualify for a refinance. Many may qualify for a Loan Modification. A Loan Modification is described as a modification to an existing loan made by a lender in response to a borrower's long-term inability to repay the loan. Loan modifications typically involve a reduction in the interest rate on the loan, an extension of the length of the term of the loan, a different type of loan or any combination of the three. A lender might be open to modifying a loan because the cost of doing so is less than the cost of default. visionhousebuyers.com
Просмотров: 109 Eli Jean
Learn more about how the N.C. Foreclosure Prevention Fund can help North Carolinians who have lost their jobs or suffered another temporary financial hardship hang on to their homes while they look for work or retrain and how to apply for assistance. The N.C. Foreclosure Prevention Fund is offered by the N.C. Housing Finance Agency, using Funds from the U.S. Department of the Treasury's Hardest Hit Fund®. http://www.nchfa.com/ http://www.ncforeclosureprevention.gov/
Просмотров: 1604 North Carolina Housing Finance Agency
http://www.SaveMeFromForeclosure.com is the nations leading foreclosure prevention expert. If you are a homeowner in default we can help you stop foreclosure and avoid foreclosure on your mortgage and your home and house. You Have Options & We Can Help is our slogan, and you can get free foreclosure help. We can help you stop foreclosure and save or keep your home, or we can help you avoid foreclosure and sell your home fast. If you are behind on your mortgage payment & want to save your home from foreclosure & keep it to avoid foreclosure, http://www.SaveMeFromForeclosure.com will suggest an attorney backed loan modification. A loan modification is a great way to stop foreclosure. It can help you reduce your interest rate, the principal balance on your loan, or sometimes even both. To see if you qualify for a loan modification and to get a free, no-risk, no-obligation analysis of your mortgage situation, visit http://www.savemefromforeclosure.com/questionnaire.php or call us toll free at 1-888-472-8380 so we can help you stop foreclosure fast and you can avoid home mortgage foreclosure. If you are behind on your mortgage payment & you want to sell your home fast, even if you have no equity, or you owe more than your home is worth and need help with a short sale, http://www.SaveMeFromForeclosure.com can you help you. We can help find a buyer for your home, or negotiate a short sale with your lender so you can sell your home fast without having to bring any cash to closing. To get started with a free, no-risk, no-obligation analysis of your mortgage situation if you need to sell your home fast, visit http://www.savemefromforeclosure.com/questionnaire.php or call us toll free at 1-888-472-8380. We can help you avoid bankruptcy & we can help you stop foreclosure fast so you can avoid home mortgage foreclosure.
Просмотров: 9407 StopForeclosureFast
In order to foreclose on a piece of property, the lender must proceed in a fashion that has been set forth in the statute of a given state to provide notice and an opportunity to redeem the mortgage. Find out how foreclosure rights can vary from state to state with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 199 eHow
The mortgage foreclosure process can vary from state to state, but it's usually when a lender institutes the foreclosure to obtain ownership of the borrower's property. Avoid mortgage foreclosures by making proper payments with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 320 eHow
What is Foreclosure? Many people dread this process and in this video, I will encapsulate this painstaking process in order for you to have a simpler understanding of what this process really is. Foreclosure | What it is? A mortgage is a written agreement between a mortgage company or bank and a home buyer. If you do not pay your mortgage, then the bank can try to take your home. This process is a mortgage foreclosure. This timeline is only a general guide for a homeowner who chooses not to fight the foreclosure case. Before the bank can sue you for mortgage foreclosure, they must see if you qualify for a loan modification under the federal government’s Home Affordable Modification Program (HAMP). To qualify for HAMP, both you and the bank must be eligible. 0-2 Months After 3 missed mortgage payments, foreclosure action may begin. This is the lawsuit brought by the bank to end your mortgage and take away your home. The Sheriff or process server will serve you the foreclosure complaint. "Service" is the term for delivering legal papers to the opposing party in a case. If the Sheriff cannot locate a party, they can post a notice in a local newspaper. 2-3 Months You have 90 days after you receive the foreclosure complaint to reinstate your mortgage. This right of reinstatement means that you are allowed to repay all the money you owe on the mortgage, plus all costs and fees. If you can do this, the foreclosure case against you is over. You may not be able to reinstate your mortgage again for 5 years. You will receive a motion and a notice of motion. The notice is a written announcement or warning, telling you when the court date is. You should go to court on that date. (See below). The motion is what the bank is asking the court to do. This is usually called a Motion for Default or a Motion for Summary Judgment. 3-4 Months At court you may ask the judge for more time to hire a lawyer or complete the forms you need to represent yourself and answer the bank's complaint. The judge may hear the bank's motion for default or summary judgment. If you lose the hearing, the judge will sign a judgment of foreclosure against you. The judgment may state that: you did not pay your mortgage, the bank has a right to foreclose and the total amount you owe on the mortgage, including any costs and fees Once the judge signs a judgment of foreclosure, your redemption period begins. This period gives you time to pay off the overdue money of your mortgage, court costs, attorney fees and taxes. Your redemption period ends: 7 months after you are given the foreclosure complaint, if you are living in the home; 6 months after you are given the foreclosure complaint, if you are not living in the home; or 3 months after you get the judgment of foreclosure, whichever is later. 7 to 10 Months Before the foreclosure sale of your property takes place, the bank must: Publish a notice of sale in a local newspaper. The notice must be in the real estate section and should appear at least 3 weeks in a row. Check if you qualify for a loan modification under the federal government’s Home Affordable Modification Program (HAMP). If they do not, a foreclosure sale may not be valid. 8-11 Months A judge will usually confirm a foreclosure sale unless you can prove one of the following: Notice was not given in the right way The terms of sale were unreasonable The sale was conducted fraudulently (in a dishonest way) Justice was not done The lender violated HAMP requirements 9-12 Months You no longer have the right to stay in your home and the bank can ask the court to have the sheriff remove you from the property, if you do not do so by yourself. After You Have Left the Property The foreclosure deed, a written document of foreclosure, becomes public record. Need some advice on home buying or selling visit my page if you want to know more about my services. http://www.soniafigueroarealtor.com Let's connect: Add me up on my personal Facebook page: https://www.facebook.com/soniafiguero... Follow me on twitter: https://twitter.com/soniafigueroaRE No Copyright Infringement Intended. All rights on materials/music used in this video are to the rightful owners.
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If a house goes into foreclosure, the idea is that the lender is trying to obtain ownership of the house. Find out how ownership of a house may not prevent a lender from seeking a deficiency payment with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 899 eHow
Foreclosure help is available from HUD certified housing counselors. Consolidated Credit ( http://www.consolidatedcredit.org ) provides free housing counseling and foreclosure prevention to hundreds of struggling homeowners at Palm County Convention Center.
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Companies that purchase debt cheaply then collect it aggressively are shockingly easy to start. We can prove it! Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
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Problems with your Home Mortgage? Call the MORTGAGE FORECLOSURE EXPERT NOW! visit http://www.1realestatehomes.com and get your home back from the banks! We are BBB approved and approved by the local chamber of commerce! This is for REAL America! Stop Foreclosure NOW and take back your house today! This Mortgage Fraud Video is proof that this is happening in the United States and world wide. Contact me today to get a mortgage free home. And lets put a stop to this madness! Remember...I encourage you to Do Your Own Research! Sincerly, David Young
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The HAMP Guide Program completely eliminates the need to hire a loan modification company or attorney.
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Reginald H. Givens, the Foreclosure Assistance Administrator with the Arizona Department of Housing.. Great Information about the Save Our Home AZ foreclosure prevention Program and all it offers to people in a variety of situations... How to save money, to monetary assistance and how to get out of negative equity and get out of the hole your in.
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Steven Mnuchin ran a bank for who foreclosed on a 90 year-old woman who owed 27 cents. Cenk Uygur and Ana Kasparian, hosts of The Young Turks, break it down. Tell us what you think in the comment section below. https://www.tytnetwork.com/join “Donald Trump wasn’t the only person to see opportunity in the 2008 housing collapse. As the economy recovered from the rubble of failed banks, foreclosed homes and government bailouts, Steven Mnuchin emerged a winner. That success is coming back to haunt the hedge fund manager and Hollywood producer who is Trump’s choice for Treasury secretary. OneWest, a bank Mnuchin and his partners established during the collapse, has taken steady fire from regulators and consumer advocates for myriad failures ever since. In Florida, the company foreclosed on a 90-year-old woman after a 27-cent payment error. New York Gov. Andrew Cuomo singled out the lender for squeezing Superstorm Sandy victims. Last month, the company’s successor, CIT Bank, was accused of discriminating against minority borrowers.” Read more here: http://www.politico.com/story/2016/12/trump-treasury-foreclosed-homes-mnuchin-232038 Hosts: Cenk Uygur, Ana Kasparian Cast: Cenk Uygur, Ana Kasparian *** The Largest Online News Show in the World. Hosted by Cenk Uygur and Ana Kasparian. LIVE STREAMING weekdays 6-8pm ET. http://www.tytnetwork.com/live Young Turk (n), 1. Young progressive or insurgent member of an institution, movement, or political party. 2. Young person who rebels against authority or societal expectations. Trump's Romney Relationship I(American Heritage Dictionary) Download audio and video of the full two hour show on-demand + the members-only post game show by becoming a member at http://www.tytnetwork.com/join/. Your membership supports the day to day operations and is vital for our continued success and growth. Get The Young Turks Mobile App Today! Download the iOS version here: https://itunes.apple.com/us/app/the-young-turks/id412793195?ls=1&mt=8 Download the Android version here: https://play.google.com/store/apps/details?id=com.tyt
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Fox News host Sean Hannity is linked to a group of shell companies that have spent $90 million buying hundreds of homes across the U.S through the help of foreclosures and the Department of Housing and Urban Development (HUD), The Guardian reported Sunday. More than 870 homes in seven different states have been purchased over the past decade, ranging from large mansions to rentals for low-income families, according to the newspaper. For some of the mortgages, Hannity reportedly obtained funding from HUD under the National Housing Act loan program, which was first guaranteed under the Obama administration... Read More At: http://thehill.com/homenews/media/384366-hannity-hud-shell-companies-report Support The Show On Patreon: https://www.patreon.com/seculartalk Here's Our Amazon Link: https://www.amazon.com/?tag=seculacom-20 Follow Kyle on Twitter: http://www.twitter.com/kylekulinski Like the show on Facebook: http://www.facebook.com/SecularTalk Clip from The Kyle Kulinski Show, which airs live on Blog Talk Radio and Secular Talk Radio Monday - Friday 11:00 AM - 12:30 PM Eastern time zone. Listen to the Live Show or On Demand archive at: http://www.blogtalkradio.com/kylekulinski Check out our website - and become a member - at: http://www.SecularTalkRadio.com
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Opening Statement of Gene Dodaro, Acting Comptroller General, at hearing before the House Committee on Oversight and Government Reform on March 25, 2010, on mortgage foreclosure prevention challenges. Testimony title: Troubled Asset Relief Program: Home Affordable Modification Program Continues to Face Implementation Challenges Get the full testimony: http://www.gao.gov/products/GAO-10-556T Learn more: http://www.gao.gov/docsearch/featured/financialmarketsandhousing.html Disclaimer: The U.S. GAO does not promote or endorse any non-Government or commercial content appearing on this page.
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Congressman Palmer gives opening remarks in an Oversight & Government Reform Committee hearing that addresses the TARP program and the Hardest Hit Fund's progress on foreclosure mitigation
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A judicial foreclosure is what is required in modern times, and this is when a complaint is filed to allow the lender to obtain ownership of a house. Find out how foreclosure laws have changed over the years with help from a civil mediator in this free video on foreclosure law. Expert: Robert Todd Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. Filmmaker: Christopher Rokosz
Просмотров: 306 eHow